Tuttle Decision Systems Announces FAS 133 Solution for Mortgage Lenders

       Secondary Marketing Tools Offer Clients Strategy for Compliance
                             With FASB Directive

    SAUSALITO, Calif., March 26 /PRNewswire/ -- Tuttle Decision Systems Inc.
today announced a solution to assist mortgage lenders in complying with the
Financial Accounting Standards Board (FASB)'s FAS 133 directive.  The
solution, accessible through Tuttle's Secondary Marketing Tools on the
Web(TM), provides mortgage lenders with the necessary reporting tools to help
track and qualify for the hedge accounting requirement.

    FAS 133 sets standards that lenders must meet to receive hedge accounting
treatment.  At the heart of the FAS 133 directive is a requirement to
periodically test the effectiveness of a hedge strategy.
    Meeting the requirement takes investments in risk-management strategies,
analytical tools and software.  In the past year, Tuttle has worked with
clients and several large public auditing firms to develop a set of reports
that provide information from a broad cross-section of lenders to develop a
plug-and-play solution for the reporting challenges introduced by the
FAS 133 requirements.
    "Tuttle has always been committed to providing cutting-edge technology and
solutions to address the challenges and business needs facing our clients,"
said Lindsay Hill, lead product manager for Tuttle's Secondary Marketing
Tools.  "By helping lenders comply with FAS 133 regulations, we are
streamlining the process and allowing them to focus on their core business."

    About Tuttle Decision Systems
    Tuttle Decision Systems Inc. provides integrated technology products and
services to the mortgage banking industry.  Founded in 1983 as Tuttle & Co.,
Tuttle Decision Systems is a premier provider of electronic mortgage pricing
and pipeline risk-management services.  The company provided hedging services
for over $110 billion in mortgage loans in 1999.  Tuttle Decision Systems is a
subsidiary of HomeAdvisor Technologies, Inc., which is owned by
Microsoft Corp..

    About Microsoft
    Founded in 1975, Microsoft is the worldwide leader in software, services
and Internet technologies for personal and business computing.  The company
offers a wide range of products and services designed to empower people
through great software -- any time, any place and on any device.
    NOTE:  Microsoft and HomeAdvisor are either registered trademarks or
trademarks of Microsoft Corp. in the United States and/or other countries.
    Secondary Marketing Tools on the Web is a trademark of Tuttle Decisions
Systems Inc.
    The names of actual companies and products mentioned herein may be the
trademarks of their respective owners.

SOURCE Microsoft Corp.
Web Site: http://www.microsoft.com