FNIS Announces FNIS HQ Score(TM) - A Revolutionary Predictive Collateral Score Solution for Risk Management

FNIS HQ Score(TM) Eliminates the Guesswork Involved in Determining Current and Future Collateral Value for Investors, Dealers and Lenders

SANTA BARBARA, Calif., April 7, 2003 -- FNIS (Nasdaq: FNIS), the nation's most comprehensive source for real estate-related technology, data, solutions and services, today announced the availability of FNIS HQ Score(TM), a revolutionary risk management tool and predictive collateral valuation technology that evaluates current and future valuation risk and provides an instantaneous risk score.

The FNIS HQ Score offers investors, dealers and lenders a fast and highly predictive tool to identify and manage collateral risk. The score, which is based upon the company's vast residential property data sources and proprietary home price forecast indices and loan attributes, identifies potential under or overvaluation of a known value -- as well as identifying potential risk of borrower default as a result of negative equity over the next few years. The result is a tool that provides consistent, objective and actionable information for mortgage originators, secondary market intermediaries, dealers and investors.

"The FNIS HQ Score is a fast, objective and cost effective tool for assessing collateral valuation risk during loan origination and underwriting, and secondary market use," said FNIS CEO Patrick F. Stone. "Much as the credit reporting industry relies on scores to determine borrower credit worthiness, the FNIS HQ Score enables lenders, underwriters and investors to accurately assess current and future collateral value, helping them control risk and reduce transaction time."

According to Merrill Lynch -- SURF Group's Senior Credit Rick Manager Ranae Lacey, "HQ Score consistently provides Merrill Lynch -- SURF Group with the analytical tools for all of our collateral analysis requirements. HQ Score has been instrumental in streamlining our purchase and due diligence process, while maintaining a high level of quality, and we welcome the new FNIS HQ Score(TM) as an enhancement to our current due diligence process," Lacey said.


Fidelity National Information Solutions, Inc. provides technology, data, valuations, solutions and services to lenders, real estate professionals, settlement companies, vendors and other real estate industry participants. The data segment targets the information needs of lenders, originators, real estate professionals and residential loan servicers and provides the data solutions that these mortgage professionals require in selling homes and underwriting mortgage loans. The solutions division provides technology products and services. FNIS is the nation's largest provider of Multiple Listing Services (MLS) systems and also supplies tools that allow real estate professionals to improve efficiency, lower costs, reduce risks and better manage and operate their businesses. The services segment adds value by combining manual intervention, outsourcing or process improvement with one or more of our technology, data, solutions or service offerings. FNIS was ranked 12th by Bloomberg on their Top 100 Hot Stocks in 2002 list.

FNIS is a majority-owned subsidiary of Fidelity National Financial, Inc. (NYSE: FNF), a Fortune 500 Company and the nation's largest title insurance and diversified real estate-related services company. FNF's title insurance underwriters -- Fidelity National Title, Chicago Title, Ticor Title, Security Union Title and Alamo Title -- together issue approximately 30 percent of all title insurance policies nationally. The company provides title insurance in 49 states, the District of Columbia, Guam, Mexico, Puerto Rico, the U.S. Virgin Islands and Canada.

SOURCE Fidelity National Information Solutions, Inc.

Web Site: http://www.fnis.com