Experian Announces Decision Solutions Workshop Schedule for 2003

Expert Instruction Regarding Financial Services Industry Issues Trains Participants to Be Adept Practitioners

COSTA MESA, Calif., Jan. 21, 2003 -- Experian(R), a global information solutions company, is pleased to announce its Decision Solutions Workshop Schedule for 2003. Experian's 2003 Workshop Schedule includes four updated workshops: Risk Based Pricing, Account Acquisition Decisioning, Account Management Decisioning and Quantifying Portfolio Performance. Two new workshops have been added for 2003, Basel II and Decisioning with Credit Bureau Data.

Risk Based Pricing, Feb. 27-28, 2003, Costa Mesa, California and Sept. 17-18, 2003, Miami, Florida -- This workshop will review a typical development process and discuss general concepts and best practices. Custom scores, bureau scores and matrix approaches to pricing will be reviewed along with their advantages and limitations.

Account Acquisition Decisioning, March 6-7, 2003, Phoenix, Arizona -- Success in our current economy requires sound credit policies and underwriting techniques for new applicant decisioning. This seminar will review model development techniques and how to build effective acquisition strategies for automated lending environments.

Account Management Decisioning, June 11-12, 2003, Orlando, Florida -- This session will focus on the behavior scorecard development process used by the experts at Experian, as well as strategy design and implementation techniques for successful account management. This course teaches the latest techniques for developing effective strategies for account collections, line management, activation, retention and cross-selling.

Quantifying Portfolio Performance, April 24, 2003, Chicago, Illinois -- Credit and finance professionals with a quantitative background will be interested in this advanced level seminar. Topics will include determining key portfolio performance drivers, preparing static pool reports and utilization of vintage analysis to measure portfolio delinquency, loss and prepayment patterns.

Decisioning with Credit Bureau Data, July 9-10, 2003, Washington D.C. -- This new course has been created to help professionals understand and make decisions based on varied credit bureau data. It will provide insight into reading and comprehending credit bureau reports, understanding the difference in data across the bureaus and how to account for those differences in developing tri-bureau decisioning tools.

Basel II, Nov. 2, 2003, Phoenix, Arizona -- Experian is working with the Federal Reserve Bank to better understand the internal ratings-based requirements for the New Basel II Capital Accord. The Basel II workshop will examine the latest issues, requirements and solutions.

If the traditional courses do not meet an organization's needs, Experian's custom workshops offer a flexible, cost-effective alternative. Experian's instructors work to design a syllabus based on an individual team's needs and level of expertise. The client determines the scope of the class, the number of attendees and when and where it should be held. Experian does the rest -- including logistics, technical requirements and other provisions.

"We are committed to providing content that is methodologically sound, up- to-date and objective. Our courses are based on salient industry issues that businesses encounter and our instructors are well versed in the latest trends and technology," remarked Martin O'Connor, vice president, Consulting and Analytics of Experian's Decision Solutions group.

Experian's registration fees remain at a reasonable $300 for one-day workshops (Basel II and Quantifying Portfolio Performance) and $600 for two- day workshops (Risk Based Pricing, Account Acquisition Decisioning, Account Management Decisioning and Decisioning with Credit Bureau Data). The fee includes instruction, course materials, continental breakfast and lunch.

In addition to providing techniques and case studies, the workshops' informal format allows an open exchange of ideas -- ideal for networking and problem solving. For more information or to register for workshops, please visit http://www.experian.com/corporate/events.html .

About Experian

Experian(R) enables organizations to find the best prospects and make fast, informed decisions to improve and personalize relationships with their customers. It does this by combining sophisticated and intelligent decision- making software and systems with some of the world's most comprehensive databases of information on consumers, businesses, motor vehicles and property. Through multichannel delivery of its Web-based products and services, Experian enables its clients to conduct secure and profitable e-business and develop state-of-the-art Customer Relationship Management (CRM) systems for communicating and building relationships with customers. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 12,000 people support clients in more than 60 countries. Annual sales are approximately $1.5 billion.

For more information, visit the company's Web site at http://www.experian.com .

For further information, please contact: Susan Henson, Public Relations, of Experian, +1-714-830-5129, susan.henson@experian.com .

SOURCE Experian

Web Site: http://www.experian.com