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Fair Isaac's new ScoreNet Borrower Portal meets critical need for construction lending industry

Source Construction Capital Selects Industry's First Borrower Portal to Improve Customer Care and Workflow Efficiencies

MINNEAPOLIS, MN, Dec. 6, 2006 -- Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today introduced its ScoreNet(R) Construction Borrower Portal, a new ScoreNet service designed to help construction lenders improve workflow efficiencies and customer care by offering borrowers real-time access to their loan information and tools to self-manage their portfolio. The Construction Borrower Portal is tightly integrated with Fair Isaac's TCL(TM) software system (The Construction Lender), the most widely used construction lending solution for the servicing of residential and commercial loans in the U.S. Fair Isaac's ScoreNet network enables the electronic exchange of data between the TCL system and the various service providers used throughout the construction process, providing lenders with the ability to manage all property transactions via the Web.

By using the portal, existing TCL clients and lending institutions can significantly cut call center queries and administrative workload by allowing borrowers to quickly and easily access their loan information, make payments for loan receivables, submit requests for progress inspections, loan draws and budget modifications, provide borrower information updates and more. In addition to providing construction lenders with a Web presence and unprecedented levels of customer service, the portal gives them a valuable marketing channel for cross-sell and up-sell communications to grow their loan portfolios.

Source Construction Capital, a Minneapolis/St. Paul based non-bank, finance company specializing in the financing of residential construction and land development projects, is the fourth lender to select the new portal. The TCL system user plans to reduce the number of calls into its call center and further streamline its construction lending processes.

"We chose Fair Isaac's new Construction Borrower Portal to provide our customers with the same robust online loan and account management features and high-level customer service they have come to expect from their regular banking partners," said Pat Hiller, Chief Financial Officer at Source Construction Capital. "Our company is built on the philosophy of using advanced technology to continually improve our lending processes and decisions. Fair Isaac's Borrower Portal will help better serve the needs of our customers, while allowing us to grow our portfolio without incurring additional overhead costs."

"We designed the new portal to further enhance the significant value offered by our existing TCL system and ScoreNet capabilities, and it is already gaining strong traction in the marketplace," said Susan Sperl, vice president of Mortgage Product Management at Fair Isaac. "The availability of an integrated, easy-to-use borrower portal gives forward-thinking, service-oriented lenders such as Source Construction Capital a competitive advantage and reinforces TCL system's position as the market's premier full-cycle construction lending solution."

TCL clients have administrative control of the portal site and are able to manage users and security levels. Construction Borrower Portal functionality can be seamlessly and quickly integrated into a lender's existing web site or hosted and accessed through a client-branded ScoreNet web site, while taking the burden of development, maintenance and upgrades away from the client's IT resources.

Seventy percent of the top ten lenders use Fair Isaac's TCL system to automate and simplify the entire construction servicing transaction process, including construction to permanent loans, builder lines, A&D loans, master/sub loans, lot loans, 203k loans, as well as borrowing base and tiered pricing loans.

ScoreNet network brings together more than 2,200 partners, primarily across the consumer credit and mortgage banking markets in the U.S. It manages and distributes information between data sources and service providers, and applies Fair Isaac analytics and decision management technology on demand to help lenders improve their most critical business decisions.

About Source Construction Capital

Source Construction Capital is a Minneapolis/St. Paul based non-bank, finance company specializing in the financing of residential construction and land development projects. Source works exclusively with builders and developers in the greater Twin Cities metropolitan area.

About Fair Isaac

Fair Isaac (NYSE:FIC) makes decisions smarter. The company's solutions and technologies for Enterprise Decision Management give businesses the power to automate more processes, and apply more intelligence to every customer interaction. Through increasing the precision, consistency and agility of their decisions, Fair Isaac clients worldwide increase sales, build customer value, cut fraud losses, manage credit risk, reduce operational costs, meet changing compliance demands and enter new markets more profitably. Founded in 1956, Fair Isaac powers hundreds of billions of decisions per year in financial services, insurance, telecommunications, retail, consumer branded goods, healthcare and the public sector. Fair Isaac also helps millions of individuals manage their credit health through the http://www.myfico.com website. Visit Fair Isaac online at http://www.fairisaac.com.

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its new ScoreNet Construction Borrower Portal offering, and the benefits to be derived from this offering, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the product to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac, ScoreNet and TCL are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be the trademarks of their respective owners.



Fair Isaac Corporation, Minneapolis
Investors & Analysts:
John D. Emerick, Jr., 800-213-5542
investor@fairisaac.com
or
Media:
Angela Carlson, 813-210-5823
acarlson@fairisaac.com

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