COSTA MESA, Calif., Aug. 30, 2005 -- Standard Bank of South Africa has announced that it will implement Strategy Management(SM) Generation 3 from Experian-Scorex, the global decision solutions business of Experian(R), within its new, bank-wide enterprise decision management environment. The Strategy Management solution will enable the bank to make sophisticated customer-level decisions at every point of the customer relationship.

Standard Bank, one of the largest banks in South Africa, was established in 1862 and has a long and distinguished history. Within Africa, the group has operations in 17 countries, with a broader international network of 21 countries. It was one of the first users of Experian's credit bureau in South Africa and an early adopter of credit scoring and customer-level decisioning.

Standard Bank has been working in partnership with Experian-Scorex for more than 10 years and has been at the forefront of customer-level decisioning across its retail banking operation. To ensure that it delivers consistency and satisfaction to customers, Standard Bank has created an integrated, customer-level systems architecture that allows the creation of intelligence from the data warehouses to drive acquisition and event-driven behavioral decisioning and Basel II compliance. Strategy Management Generation 3 will allow the bank to maximize the power of this data and further enhance decisioning for its customer base, enabling both reactive and proactive customer management.

"Our enterprise decision management solution is a major strategic project for the bank to further enhance and align our business decisions. Strategy Management is a key enabler in this solution, with the platform-independent decision engine giving us the flexibility to deploy sophisticated decisioning in any part of our organization; we are currently using it in 10 different business areas and across all our portfolios," said Paul Middleton, director, Decision Support and Scoring, Standard Bank. "The agility and flexibility this provides, coupled with the advanced simulation and experimentation capabilities within the desktop tool, allow us to continually improve our business model."

"Our partnership with Standard Bank goes back many years, and we support them across their business, with data, analytics, reporting and decision support solutions," said Walt Ramsey, president, Experian-Scorex Americas. "Standard Bank has always been innovative, as illustrated in its rapid adoption of this latest decision-support technology. The implementation of this enterprise-wide decisioning solution has been a large project for the organization, and we are pleased to provide a key element of this new solution that will bring significant benefits to the business."

About Standard Bank

Standard Bank Group is the largest South African bank by assets and earnings, with more than 1000 points of representation in the country and one of the biggest banking networks on the African continent.

Formed in South Africa in 1862, it is now represented in 17 other African countries and a further 21 countries outside Africa, including the major financial centers around the globe and many emerging markets. Despite continued international expansion, Standard Bank Group remains firmly rooted in Africa.

The group comprises holding company Standard Bank Group Limited and The Standard Bank of South Africa Limited, Stanbic, International Operations and an effective 30 percent investment in Liberty Group, one of Africa's leading life offices and financial services groups.

The group offers the full range of banking, investment and lending products and services to its wholesale and retail clients through its various divisions and associated companies.

Clients range from the biggest multinationals to mass-market wage earners and their families, many of whom have until recently been "unbanked." The mass market's banking needs figure prominently in the bank's planning and are being met by low-cost products pioneered by, and unique to, Standard Bank.

At the other end of the scale, Standard Bank's Corporate and Investment Banking Division, a recognized leader in financial product development, meets the needs of multinationals and other corporate entities.

About Experian-Scorex

Experian-Scorex is a global leader of decision-support solutions, delivering billions of customer decisions annually for clients in more than 60 countries. By integrating predictive analytics, decision-support technologies and strategy optimization, Experian-Scorex provides solutions that enrich customer data and allow organizations around the world to proactively manage their relationships with their clients. Used across the entire Customer Life Cycle, Experian-Scorex's solutions enable organizations to manage and control credit risk and fraud, reduce operational costs and increase overall profitability. Experian-Scorex works closely with clients across diverse industries, including financial services, telecommunications, retail, leasing, automotive, insurance and utilities.

As part of the global Experian organization, Experian-Scorex maintains connectivity with more than 70 credit bureaus worldwide. Additionally, with 30 offices around the world, it is uniquely qualified to support local, national, regional and global businesses. Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, Calif., USA. For more information, visit the company's Web site at http://www.experian-scorex.com.

Experian-Scorex is an Experian company. Experian's 12,000 people support clients in more than 60 countries, and annual sales exceed $2.5 billion. For more information, visit the company's Web site at http://www.experian.com.

The word "Experian" is a registered trademark in the EU and other countries and is owned by Experian Ltd. and/or its associated companies.

Contact:

Roslyn Whitehurst
Experian Public Relations
714 830 5578
roslyn.whitehurst@experian.com