ST. LOUIS, Oct. 25, 2005 -- AppIntelligence, Inc., the leading provider of data integrity, fraud prevention, risk assessment, and compliance tools for the residential lending industry, today announced its partnership with Fiserv Lending Solutions, a unit of financial information management systems and services provider Fiserv, Inc. (Nasdaq: FISV). The companies have developed an interface between AppIntelligence's DISSCO fraud detection and prevention system and the UniFi(R) PRO Mortgage loan origination solution using Pro Link Plus application program interface (API), also from Fiserv. As a result, loans originated in UniFi PRO Mortgage can be instantly submitted to DISSCO for automatic screening for potential mortgage fraud.

UniFi PRO Mortgage customers using the new interface will find the experience convenient and quick, because they can directly export loan- applicant information to the DISSCO system without having to exit the UniFi PRO Mortgage system or re-enter loan information. DISSCO utilizes a myriad of internal and external databases to make thousands of data comparisons, analyze the loan data, and identify misinformation, inaccuracies, and inconsistencies that may indicate fraud. After completing its analysis, DISSCO returns an electronically formatted report containing a single data-integrity score, along with specific recommendations on how to remedy suspicious data.

UniFi PRO Mortgage is a "next-generation" LOS that blends innovative technology (including automated workflow support and data-object-model integration architecture) with proven business logic. With its open architecture and highly configurable task-management utilities, UniFi PRO Mortgage provides time-saving and productivity-boosting tools that lenders need to increase their competitiveness and maximize their technology ROI. UniFi PRO Mortgage is specifically designed to meet the needs of large, multi- channel lenders who demand the ultimate in scalability, flexibility, and customization capabilities. The system's Pro Link Plus interface is an API that facilitates the interface of UniFi PRO Mortgage to value-added solutions such as DISSCO.

"Fraud detection solutions are most effective at mitigating loss when deployed early on in the loan approval process," said Stephen Gott, CEO of AppIntelligence. "We applaud Fiserv Lending Solutions for their commitment to help their clients detect and stop mortgage fraud at the source. By providing originators with easy access to our industry-leading fraud detection system, mortgage professionals can quickly get the information they need to fight fraud," said Gott.

"The FBI is telling us that mortgage-related fraud is rampant on a nationwide scale," said Ed McWilliams, Fiserv Lending Solutions' Senior Vice President of Sales and Marketing, Loan Management Products. "Fiserv wants its clients to be able to defeat fraud as early as possible in the lending process. By using our Pro Link Plus API to link the UniFi PRO Mortgage and DISSCO systems, our clients can take their fraud-prevention capabilities to an entirely new level of effectiveness."

According to National Mortgage News, the FBI announced in September 2004 that it had launched 533 mortgage-fraud investigations to date this year, compared with just 436 investigations for all of 2003. The FBI also said its resources simply cannot keep up with the number of suspicious activity reports (SARs) it has received involving mortgage fraud. More than 12,000 SARs have been filed so far in 2004 - 75% more than all of 2003.

That's why dealing with fraud is a mission-critical challenge for today's mortgage lenders. And the UniFi PRO Mortgage/DISSCO interface can deliver important business benefits for lenders, including:

Processing more loans with no increase in manpower

Improving overall lending productivity

Increasing "pull-through" rates

Reducing origination costs

Receiving better terms and pricing on loan sales

And-most importantly-stopping mortgage-related fraud before it happens

According to McWilliams, Fiserv Lending Solutions also plans to develop an interface between DISSCO and easyLENDER(R) Mortgage, its other mortgage origination and processing system. easyLENDER Mortgage is a smaller-to- midrange LOS, targeted toward community banks, thrifts, and credit unions. He indicated that the DISSCO/easyLENDER Mortgage interface is currently slated for release in the first half of 2005.

About UniFi PRO Mortgage, Fiserv Lending Solutions, and Fiserv, Inc.

UniFi PRO Mortgage eX software is a highly customizable, enterprise-wide lending solution of unlimited scalability for larger, highly sophisticated, multi-channel lenders. Currently in use at dozens of innovative mortgage- lending operations nationwide, UniFi PRO Mortgage is a complete, comprehensive, industry-leading LOS solution that maximizes technology ROI by automating every phase of mortgage and home-equity loan origination, processing, and closing. UniFi PRO Mortgage eX is on the Internet at http://www.fiservlendingsolutions.com/products.

UniFi PRO Mortgage eX is part of Fiserv Lending Solutions, which is a suite of products and services for mortgage, consumer, and commercial lenders. The comprehensive lending solutions set from Fiserv includes loan origination and servicing software; lead management and customer loyalty services; document management solutions; automated lending services such as credit, flood, and valuations; field services such as appraisals, inspections, and broker price opinions; closing services; and default management solutions.

Fiserv, Inc. (Nasdaq: FISV) provides industry-leading information management systems and services to the financial industry, including software solutions, transaction processing, outsourcing, and business process outsourcing. The company serves more than 15,000 clients worldwide, including banks, savings institutions, credit unions, lenders, broker-dealers, financial planners/investment advisers, insurance companies, and self-funded employers. Headquartered in Brookfield, Wis., Fiserv reported $2.7 billion in processing and services revenues for 2003. Fiserv can be found on the Internet at http://www.fiserv.com.

About AppIntelligence, Inc.

AppIntelligence, Inc. is the leader in the detection and resolution of data integrity, risk management, and fraud. The company is the first mortgage- technology services provider to offer Web-based, real-time, data-integrity fraud-filter systems, including an electronic predatory-lending-compliance system. During the past eight years, AppIntelligence's fraud detection systems and personnel have reviewed some of the largest fraud cases in mortgage lending history. The company has provided fraud training for the FBI and the Mortgage Bankers Association of America, in addition to investor agencies and hundreds of lenders. For more information about AppIntelligence, please visit http://www.appintelligence.com.

Fiserv, UniFi, and easyLENDER are registered trademarks of Fiserv, Inc.

SOURCE AppIntelligence, Inc.

Web Site: http://www.martopia.com

Contact:  Leisa Gray
E-mail:  lgray@appintell.com
Phone:  800-216-7062